Ultimate Retirement Guide
We’ve combined all of our Financial Guides into one Ultimate Retirement Guide Book.
Our brand new Ultimate Retirement Guide contains everything you need to know about Retirement Planning, Life Insurance, Annuities, and More!
How Much Do You Need To Retire
This Guide Book Covers The Following Topics:
- The Foundations: Saving vs. Investing
- How Much Do You Really Need to Retire? The Formulas
- Key Figures For Predicting How Much You’ll Need for
Retirement - Will You Work During Retirement?
- The Different Ways to Save: Building a Portfolio
- Understanding The 401(k)
- Can You Count on Social Security?
- Should You Use An IRA for Retirement?
- Retirement Options for the Self Employed
What Is An Annuity and How Does It Work
This Guide Book Covers The Following Topics:
- Fixed Annuities / Variable Annuities / Index Annuities / Immediate Annuities
- How Do Annuities Work
- Payout Periods
- Benefits of Investing in an Annuity
- Annuity Customization – Living Benefits / Death Benefits / Spousal Protection
- Is an Annuity Right For You?
What To Consider When Purchasing Life Insurance
This Guide Book Covers The Following Topics:
- What Do You Need Life Insurance For?
- The Difference Between Types of Life Insurance
- How Much Life Insurance Do You Need?
- A Good Rule of Thumb When Choosing Life Insurance Coverage
- The Numbers Behind Life Insurance
- Factors to Consider When Purchasing Life Insurance
- Changes in Income
- Policies With Other Coverage
- Living Benefits Options
- Maturation Dates for Whole Life Policies
- Final Expense Life Insurance
Will You Retire At The “Wrong” Time
This Guide Book Covers The Following Topics:
- Why the Sequence of Returns Matters
- Avoiding Negative Investment Returns
- Strategies to Protect Against Retirement Risks
- Strategies to Secure Lasting Income
- Protect Your Income From Sequence of Returns
- Case Studies
How To Get More Retirement Income With 30% Less Money, With Out Owning Stocks or Mutual Funds
In this guide you will find two investment scenarios that provide solutions to the three topics below:
1. Manage Risk you’ll face in retirement, such as:
- Market/sequence of returns – the risk of market losses, which can be especially detrimental in the early years of retirement
- Longevity – the risk of outliving retirement assets
- Inflation – the risk of rising costs in retirement
2. Generates more financial security and peace of mind through benefits, such as:
- Predictable income that will not fluctuate
- Sustainable income that will last as long as you live
- Reduced upfront investment requirements
3. Provides more cash on hand for greater flexibility in spending needs, such as:
- Covering medical emergencies cost
- Paying for unexpected home or auto repairs
- Purchasing of luxury goods or services
- Ability to invest in other assets options
Two Very Different Retirement Income Strategies To Consider
Traditional Investment Solution
Our Smart Money Solution
VS.
With more money invested up front, Traditional Solutions can offer the same return annually, but it is NOT guaranteed for life.
This means if the market has a down turn you could potentially run out of or have a reduced income.
Regardless of market conditions, the Smart Money Solution will offer Guaranteed Lifetime Income.
This means withdrawals will NEVER be less than $17,850.00, no matter the market condition or how long you live.
Traditional Investment Solution
With more money invested up front, Traditional Solutions can offer the same return annually, but it is NOT guaranteed for life.
This means if the market has a down turn you could potentially run out of or have a reduced income.
VS.
Our Smart Money Solution
Regardless of market conditions, the Smart Money Solution will offer Guaranteed Lifetime Income.
This means withdrawals will NEVER be less than $17,850, no matter the market condition or how long you live.